Consumer Accounts

Checking Accounts

FiaFia Checking

  • $10.00 Monthly checking account credit applied when all stipulations are met (45 days to establish Direct Deposit)
  • Stipulations & required services to earn monthly credit:
  • Direct Deposit**
  • $100 Minimum Balance
  •  No in-bank withdrawals**
  • TBAS Debit Mastercard- Free
  • Electronic Banking Services- Free
  • Online Banking & E-Statements - Free
  • Checks are not allowed for this account type

Territorial Checking

  • $50 to open
  •  No interest
  • $5 Monthly Service Fee waived with Direct Deposit (45 Days to to establish Direct Deposit), or Mobile Remote Deposit  (at least 1 per month), or by maintaining a $100.00 minimum balance
  • Online Banking & E-Statements  - Free 

Priority Checking (Seniors 55+)

  • $50 to open
  • No Interest
  • $3 Monthly Service Fee waived with minimum balance of $100
  • Online Banking & E-Statements - Free

Savings Accounts

Fanau Savings

  • $100 to open
  • Earns Interest ------ Annual Percentage Yield 0.005%
  • $2 Monthly Service Fee wiaved with $100.00 minimum balance
  • Online Banking & E-Statements - Free

Atamai Savings

  • $100 to open
  • Earns interest --- Annual Percentage Yield: 0.005%
  • $4 Monthly Service Fee waived with $200.00 minimum balance
  • Online Banking & E-Statements - Free

Money Market 


  • $5.00 Monthly Service Fee wiaved with $1,000.00 minimum balance. 

Certificate of Deposit


  • Please see Certificate of Deposit Rate Sheet for terms and conditions.