Consumer Accounts

Checking Accounts

Territorial Checking

$100 to open
Earns interest
No minimum balance to earn interest
No minimum balance to avoid monthly service fee
$3 Monthly Service Fee

Free Checking

$50 to open
Does not earn interest
No minimum balance to avoid monthly service fee
$6 Monthly Service Fee
Monthly fee waived with direct deposit

Priority Checking (Seniors 55+)

$100 to open
Earns interest
$100 minimum balance to earn interest
$100 minimum balance to avoid monthly service fee
$3 Monthly Service Fee

Savings Accounts

Regular Savings

$100 to open
Earns interest
No minimum balance to earn interest
$300 minimum balance to avoid monthly service fee
$4 Monthly Service Fee

Kids Savings

$100 to open
Earns interest
$100 minimum balance to earn interest
$100 minimum balance to avoid monthly service fee
$2 Monthly Service Fee

Investment Accounts

Certificate of Deposit

$500 to open
Earns interest
$500 minimum balance to earn interest
No minimum balance to avoid monthly service fee
No monthly service fee

Money Market

$1,000 to open
Earns interest
$1,000 minimum balance to earn interest
$1,000 minimum balance to avoid monthly service fee
$10 Monthly Service Fee

Fees

Account Closure (account closed within 180 days) : $50

Account Certification/Verification : $ 10 per request